Smart credit cards, or chip cards, were popular in Europe long before they debuted in the U.S. Here, financial institutions were complacent and believed that existing technology was secure. Now chip cards use integrated circuits to provide greatly enhanced security. One common problem they are designed to circumvent is credit card skimming, a process that hacks a card […]

After hearing about what a marvelous service WhatsApp is, I decided to give it a try. So I downloaded the app on my iPhone, and set it up using my Facebook account. Other than the fact that Facebook owns WhatsApp, the result of a $19 billion acquisition, it seemed the simplest way; I have quite […]